When These Terms Apply
These terms set what you may do on the site, what we may ask from you and when an action can be paused or declined. They apply to account creation, identity checks, wallet movement, content access and any message sent from your registered contact details. Where
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a law in India requires a different step, that rule takes priority for that case. UPI, Paytm, PhonePe and Google Pay appear here as the wallet rails we handle, but the exact route can shift by bank, region or verification status. If you do not accept
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a clause, stop the flow; if you stay active after notice, the current text applies.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.